Kevin Crichton- President and COO

Entrepreneurial leader with a solid corporate structure, Mr. Crichton operates business as a family-oriented environment. He joined EMM in 2012 and aggressively grew the company to its present position as a well-respected, multibillion-dollar nationwide lender serving over 50,000 happy customers since the company’s inception. He is well recognized in the industry for building and expanding companies, improving manufacturing quality and revenue, managing risk and providing strategic vision and thought leadership. Crichton held leadership and ownership positions throughout his 35 years in finance and lending both in large and small to mid-sized companies including Travelers, GE Capital, H&R Block, Countrywide and Bank of America. His commitment to achievement is shown in the role he plays through team building while running a successful business of Retail, Consumer Direct and Wholesale lending channels. Crichton is a strong believer in “giving back” to the community. He personally contributes to numerous philanthropic causes including; The American Cancer Society, MBA Opens Doors Foundation, Habitat for Humanity, Rohrer College of Business at Rowan University while also sitting/managing various Advisory Boards. Kevin is happily married to his college sweetheart 35 years with 3 adult children and 2 grandchildren.

Dan Williams- EVP of Sales

An industry veteran with over 20 years of experience in all facets of Mortgage Lending. In 2007 Williams joined EMM to launch the Mortgage Banking platform and build the foundation of the company. Those efforts have led EMM to become one of the largest privately-held regional mortgage banks providing Home Mortgages to over 50,000 consumers since its establishment. In 2012 as the Company expanded, his leadership role focused on Retail and Consumer Direct Sales where his team of nationwide sales partners have helped EMM become a multi-billion dollar originator. Dan has been married 18 years and has 2 teenage children.

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